Personal Essay - Why Would You Write an Essay Like This?

Personal Essay - Why Would You Write an Essay Like This?A sample personal essay that got into Harvard College was prepared by Kenia Verdugo, who wrote her entry in the application essay section of her college's application. It is a very common essay, for an important reason, which I will explain here. It's very important that college applicants write this type of essay, even if they don't know it. It helps them learn about what is expected of them and how to write an essay.The essay Kenia Verdugo wrote about her life and experiences will show you why Harvard doesn't accept the generic college essays that you may find when applying to colleges across the country. College students in general often send generic admissions essays, with most students writing about a typical college experience. They talk about their friends, where they went to school, and what they hope to get out of the college experience. But Harvard does not want that type of essay. Kenia included a personal essay that got into Harvard in her admissions packet.One of the things she mentioned about her college experience is that she 'wasn't afraid to be different.' She went to Harvard because she wanted to learn more about the law and then to see the legal world in action. It's important that you know that a personal essay like this does not have to be about you or your experiences.You can also use a personal essay that got into Harvard to discuss your interests, hobbies, and passions. It is an opportunity to make your personal story a part of your college application essay. This is not a chance to promote yourself, but rather a chance to explain and showcase your interests and talents. It is also a good way to share your views on a topic of interest to you. As you learn about writing a college application essay, you'll learn that your essay doesn't have to be about you; it can be about your own story and interests.The personal essays that got into Harvard are one of the easiest, fastest ways to co nvince admissions officers that you have what it takes to go to Harvard. The type of essay they want to see is not the same as the type of essay that admissions officers want to see. They want to see applicants who have something interesting to say, a unique perspective, a unique opinion. They don't want to see applicants who plagiarize or cut and paste from others. Kenia made that clear, even though she admitted she plagiarized part of her essay.In her personal essay, Kenia provided several examples of her writing abilities. She has a great command of English grammar and punctuation, and she uses the correct spelling of proper nouns and proper pronouns. As you prepare your own essay, take a look at her sample essay to get ideas and to see what types of things you can write about. Then you can apply your own personalization skills to the essay.A personal essay is also a good way to add a personal touch to the essays that admit you to colleges across the country. Harvard College pref ers essays that don't just regurgitate information and data from the school's website or textbooks. In her personal essay, Kenia made sure to personalize every sentence and paragraph of her essay.If you want to make a positive impression on Harvard College, you should consider including a personal essay on your college application. The tone and content of the essay are both very important. In her personal essay, Kenia demonstrated her knowledge of the proper use of academic writing standards, and she demonstrated her ability to write about a variety of topics.

Productive Techniques for College Essay Samples University of Maryland That You Can Begin to Use Immediately

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Brief Description of Microeconomics

Brief Description of MicroeconomicsMicroeconomics is basically an analytical science that pertains to economic activities and issues in such a way that they are small in scale. It includes economics and the theory of distribution, which are closely related.The main reason why it is important to consider microeconomics when studying economics is because of the fact that they are 'theoretical' in nature and can often be extremely complex and demanding. It may be a bit difficult to understand the concepts of microeconomics and its different sub-fields and approaches to it.It is not all that difficult to understand the basic concepts of microeconomic perspectives because, as the name implies, the topics of microeconomics deals with the small scale. This type of economic activity pertains to the very fundamentals of production and the distribution of products that are done on a local, national or international level. In other words, microeconomics deals with the world economy and the prob lems and issues that arise from the fact that economies are local and at the same time are huge in scale and scope.The method of microeconomic perspectives is to attempt to study the economic system from a very small scale to a very large scale. By this method, this is how economics can be done: by taking an overview and the level of the entire system and conducting a detailed study of what needs to be studied.The objective of the small scale of microeconomic perspectives is to analyze it from a very small scale to a very large scale. It then goes on to conduct an analysis of the various factors that may contribute to the system in question. It should be noted that there are many different types of microeconomic perspectives as well and there are several sub-fields within microeconomics which include microeconomics, micro-finance, micro-economics, micro-economics of distribution.The main purpose of microeconomic perspectives is to analyze the political, administrative, intellectual and cultural background and their effects to the process of economic production and distribution. These types of economic perspectives are generally put together to make up macroeconomic perspectives.Microeconomic perspectives are usually very simplified, and this is one of the reasons why it is a good idea to avoid getting too involved with them, unless they are able to provide you with the right kind of information that you need. As stated above, the purpose of microeconomic perspectives is to study the economic system from a very small scale to a very large scale.There are other fields of microeconomic perspectives as well. In order to be able to help you find the best type of advice that is required for your own needs, it is always a good idea to explore these types of perspectives as well.

Dirty Facts About Essay Writing Uk Revealed

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Sunway Real Estate Investment Trust - Free Essay Example

Sample details Pages: 5 Words: 1424 Downloads: 2 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? (b) Explain whether Sunway Real Estate Investment Trust berhad should involve hedging or not hedging. Why or why not? Sunway Real Estate Investment Trust (Sunway REIT) berhad should involve hedging because it exposes to the foreign currency exposure and exchange rate fluctuations. Since successful hedging gives the trader protection against commodity price changes, inflation, currency exchange rate changes, interest rate changes and so on and so forth, Sunway Real Estate Investment Trust should involve in hedging to reduce these types of risks. Indeed, Sunway Real Estate Investment Trust does involve hedging to reduce exchange rate risk by having a three-year fixed rate US dollar 100 million term loan which has been fully hedged via a cross currency swap (Sunway REIT annual report, 2013). Besides, Sunway Real Estate Investment Trust has also used cash flow hedges to mitigate the risk of variability of future cash flows attributable to foreign currency and inter est rate fluctuations over the hedging period on the foreign currency borrowings (Sunway REIT annual report, 2013). Besides reducing the exchange rate risk, hedging can be used for enhancing a companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s value. In the overall managerial strategy, reducing corporate risk is an essential component. Several market imperfections make risk management an essential goal for companies. These market imperfections lead to the reduction of the value of companies by making volatility an expensive proposition. The imperfections, in turn, contribute to other market deficiencies such as expensive financial distress costs (Myers, 1977 and Smith Stulz, 1985); external financing (Froot, Scharfstein Stein, 1993); agency costs; and costs pertaining to managerial risk aversion. These imperfections have a negative effect on a companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s value. By helping reduce costs resulting from such imperfections, hedging enhances a companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s value (Ghosh, 2013). In addition, hedging helps to reduce distress costs. The ability to raise capital is extremely important in the event of a perceived or real distress faced by a company. Every business faces the possibility of distress under adverse circumstances (Damodaran, 2008). Even perceived circumstances of distress can be costly for companies à ¢Ã¢â€š ¬Ã¢â‚¬Å" often in the range of 20% to 40% of the companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s value (Shapiro Titman, 1985). In the extreme event, distress can lead to bankruptcy. Hence, it is prudent for companies to protect themselves from the risk of distress events by hedging against them. Damodaran (2008) estimates that the payoff from lower distress costs can show up in the companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s value in one of the two ways. In a conventional discounted cash flow valuation, the effect is likely to manifest itself as a lower cost of capital which is through a lower cost of debt and a higher value. In the adjusted present value approach, the expected bankruptcy costs will be reduced as a result of hedging. To the extent that the increase in value from reducing distress costs exceeds the cost of hedging, the value of the company will increase. When likely distress costs are large, benefits from hedging by the means of savings on distress costs are likely to be significant. Kale and Noe (1990) have noted that hedging can increase the value of companies which are highly levered. Finally, by reducing the cost of financial distress, hedging can also enhance credit quality and reduce the cost of debt financing (Chidambaran, Fernando Spindt, 2001). Moreover, hedging ensures continuity of cash flows. Price volatility has a negative impact on the revenue streams and can disrupt cash flows. Hedging prevents the companies from price volatility and ensures uninterrupted and stable revenue streams. Companies, through hedging, can choose what proportion of production to hedge and how far into the future the hedged position is to be estab lished and maintained which can bring about certainty in their production process, and ensure continuity of cash flows. This is especially true for small companies with high costs, which are probably unwilling to accept the reduced risk for additional, risk-mitigated profits. Thus, the certainty in production planning at guaranteed minimum prices by using commodity futures to hedge, protect both a companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s future and that of its employees (Ghosh, 2013). Furthermore, hedging can be used to lower tax liabilities. A more visible strategic reason for hedging is the immediate impact it can have on tax liabilities of companies. Under a progressive taxation regime, losses of companies can be carried over for a finite number of years only. Over a medium to long run, therefore, volatile earnings induce higher taxation than stable earnings. Stulz (1996) empirically proved this argument to hold good in any regime marked by convexity of the tax code, for example, increasing marginal tax rates, limits on the use of tax-loss carry forward and minimum tax rates. A second tax saving from hedging arises from the increasing debt capacity of companies, which in turn increases the interest tax deductions. Graham Rogers (2002) have performed empirical testing for 442 companies and found that the statistical benefit from increased debt capacity was 1.1% of the value of these companies. They also found that companies hedge to reduce the expected cost of financial distress. Thus, higher tax benefit is a tangible outcome from hedging, which, however, should not overshadow the clear benefits of risk management bestowed by this practice (Ghosh, 2013). On top of that, hedging serves as a strategic resource. One of the biggest strategic use of hedging as a corporate practice is, probably, the force multiplier it acts as in the resource pool of companies. By locking in prices of inputs and outputs, hedging releases valuable resources which can be better deployed fo r the companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s growth. Similarly, the ability of the company to stabilize its costs and hence control its pricing policy is itself a valuable resource of the company. Following the theory of Resource Based View (RBV) of the company (Rumelt, 1984 and Hamel Prahlad, 1994), this control over price stabilization is an inimitable resource. It has the potential to be a source of differentiation to the company, bestowing competitive advantage over its competitors. In this way, companies can turn price volatility in raw materials and finished products into a key differentiator, giving them more opportunity to reduce costs, achieve higher average profitability and expand market share. Last but not least, hedging can also be served a tool for corporate governance. An important strategic function fulfilled through hedging lies in its role in corporate governance of companies. In a typical example of à ¢Ã¢â€š ¬Ã‹Å"agency riskà ¢Ã¢â€š ¬Ã¢â€ž ¢, it is possible to argue tha t managers of companies act in their self-interest, rather than in the interests of shareholders. While investors want the management to take risks in the interest of the company and the financial results of a company provide signals to boards and investors concerning the skills of its management, it is rather difficult for shareholders and the Board to differentiate between risk-taking behaviour of managers that is desirable from the risk-taking activity that leads to volatility in earnings, caused by management incompetence. This difficulty in identifying the value-creating from value-destroying risks in companies often leads to Boards seeking management action to eschew all types of risks. Often, managerial incentive structure including performance measure is linked to the extent of risk mitigated by managers. Besides, there may not be adequate human resources in the company to identify, manage and remove the undesirable risks from those that are desirable. As a result of these t wo factors, managers may reject investments that add value to the company in the long run, simply because the company-specific risk exposure, encompassing both the undesirable and desirable risks, seems to build up. Hedging allows a way out of this dichotomy. By driving a wedge between risks that are external to the company from those that are internal and then establishing a well thought- out Risk Management Policy that seeks to transfer avoidable risks out of the company in a transparent manner, hedging can delineate between the two types of risks. By transferring the external and avoidable risks through a large external market such as the commodity derivatives market, hedging also enables investors to segregate between legitimate and reckless risk-taking management behavior. Thus, hedging can promote sound corporate governance practices by providing a solution to investors to assess managerial performance (Ghosh, 2013). In conclusion, hedging helps in reducing exchange rate ri sk, enhancing a companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s value, reducing distress costs, enhancing credit quality, reducing cost of debt financing, ensuring continuity of cash flows, lowering tax liabilities and serving as a strategic resource as well as a tool for corporate governance. Since hedging brings so many benefits and advantages to the company, Sunway Real Estate Investment Trust (REIT) berhad should involve hedging as a strategy in order to sustain profitability, competitiveness and growth in the industry. Don’t waste time! Our writers will create an original "Sunway Real Estate Investment Trust" essay for you Create order

How Can Online Web Site Help Your Narrative Essay Sample?

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College Genetics Essay Topics

<h1>College Genetics Essay Topics</h1><p>College hereditary qualities expositions themes run from enjoyable to genuine and along these lines may fluctuate from year to year. The accompanying conversation covers a few subjects that are typically considered appropriate.</p><p></p><p>One of the most intriguing themes for understudies is the transformative history of explicit types of plants and creatures. It could be in excess of an irregular appearance in a Darwin or well known film. It might likewise be something that may show up in writing or in science classes. They frequently urge the understudies to consider how these parts of their lives impact the advancement of other species.</p><p></p><p>Research on related species is another amazing subject. It encourages the understudies to comprehend why creatures and plants developed specific qualities, how those attributes influence the species, and whether any of the chara cteristics may have added to the annihilation of certain species. These subjects additionally assist understudies with seeing how human qualities may add to the development of new species.</p><p></p><p>Another genuine theme is the topic of hereditary building. These points ought to incorporate the issues of making new species and the impacts of various sorts of hereditary building. Numerous understudies don't understand that hereditarily changed living beings have been discharged into the environment.</p><p></p><p>Other subjects are transformative science and the impact of various occasions on the development of specific species. A few subjects incorporate termination, the inception of life, and the ongoing revelation of the advancement of photosynthesis.</p><p></p><p>Some species may appear to be effective with restricted human intercession. These may incorporate creepy crawlies and creatures that are versatile . Nonetheless, their prosperity might be a consequence of non-human impacts, which are not in every case well understood.</p><p></p><p>If the subject sounds fascinating, at that point it merits reviewing a paper. The subsequent stage is to audit it cautiously and alter it cautiously. With the assistance of a teacher or guide, the understudy can take a shot at the paper until it's prepared for submission.</p>